Sprwt refuses to link an account that already exists for your location with the same institution, account name and masked number while it is still active and connected. This usually happens when you try to reconnect a bank that is already listed. If the connection has a problem, use Re-authenticate on the existing card instead of connecting again, or remove the institution first (trash icon) and then reconnect. If two different bank accounts genuinely share the same name and last digits, contact support.