The Profit and Loss card is captioned "Income and expenses only (includes unpaid and bills)". It shows two bars per month: Income (green, total deposits) and Expense (red, total withdrawals) for the last 12 or 24 months, selectable with the buttons in the card header. Click View Report to open the detailed Profit And Loss Report. When there are no deposits or withdrawals yet, the card shows "No income or expenses yet" with Add transaction and View report buttons.