Tab: Business > Cart. Options: Yes / No (default No). Global only.

It controls how customer-paid fees are presented on order totals (checkout pages, order details, proposals):

• No – all customer-paid fees (your Cart Service Fee, the Sprwt service fee and any processing/application fee passed to the customer) are merged into one Service Fee line.
• Yes – the processing/application fee is shown as its own Processing Fee line, separate from the service fee.

The amounts charged are identical; only the breakdown differs.